AML & CFT Compliance

At JapanChangeMoney.com, we are committed to upholding the highest standards of financial integrity. Our Anti-Money Laundering (AML) and Countering the Financing of Terrorism (CFT) policies are designed to protect our customers and ensure full compliance with Japanese regulations and international frameworks.

1. Our Role in Preventing Money Laundering & Terrorist Financing

We actively contribute to preventing illegal activities such as money laundering and terrorism financing by maintaining strict internal controls and reporting standards. We support both national and global efforts to keep financial systems safe and transparent.

2. Legal & Regulatory Compliance

We strictly follow laws and guidance set by the following authorities:

• Act on Prevention of Transfer of Criminal Proceeds
• Foreign Exchange and Foreign Trade Act
• Financial Services Agency (JFSA)
• Japan Financial Intelligence Center (JAFIC)

All our exchange operations are legally registered, transparent, and monitored to prevent misuse.

3. Know Your Customer (KYC)

We require all customers to complete identity verification before proceeding with any exchange transaction. This includes:

• Government-issued ID verification
• Proof of address (if required)
• Screening for politically exposed persons (PEPs)

This process ensures that our services are not used for unlawful purposes.

4. Transaction Monitoring

All currency exchanges are monitored in real-time for irregular or suspicious activity. If any transaction exceeds our threshold limits or appears high-risk, it is subject to review and reporting.

5. Reporting Obligations

In accordance with the law, we report suspicious transactions to JAFIC and other relevant authorities. We take these duties seriously and act swiftly to comply with all regulations.

6. Employee Training & Awareness

Our team undergoes regular training on AML/CFT regulations and how to identify red flags. Every employee understands the importance of compliance in daily operations.

7. Your Security Matters

We prioritize data privacy and customer safety. All personal information is handled securely, and we never share your data without lawful cause or consent.

8. Learn More

For more information on AML and CFT regulations in Japan, the following resources are helpful:

• Ministry of Finance (MOF) – AML/CFT/CPF Initiatives
  

  The MOF outlines Japan's national initiatives and legal frameworks to combat money laundering, terrorist financing, and proliferation financing.

• National Police Agency (NPA) – Japan Financial Intelligence Center (JAFIC)
  

  JAFIC provides insights into anti-money laundering measures and legal systems in Japan.

• Financial Services Agency (FSA) – AML/CFT Guidelines
  

  FSA's guidelines to financial institutions on implementing effective AML and CFT measures.

• Financial Action Task Force (FATF) – Japan’s AML/CFT Measures
  

  FATF evaluations and reports on Japan’s efforts and effectiveness in combating money laundering and terrorist financing.

• International Monetary Fund (IMF) – AML/CFT Policies
  

  IMF resources on global AML and CFT standards and how they apply to Japanese financial operations.